Through native connections with most of the top PSPs, we’ll give you access to 7/10 in the UK.
We’ve structured data views around the most common and popular use-cases.
You can integrate with Groov however you choose.
With more UK coverage than anyone else and software designed for your use-case, we’ll help you drive measurable commercial uplift.
Our APIs provide access to the majority of merchants in the UK and our roadmap is pushing for 100%
Our integrations streamline onboarding processes for the notoriously difficult SMB merchant segment
Our APIs and workflows streamline data collection and modelling to make underwriting more efficient
A simple and transparent commercial model to get started with Groov
A little more about our platform
When a merchant is engaging with your channels, they simply click to allow Groov to connect with their merchant account, granting permission to access their transaction data - very similar to an Open Banking journey.
We've so far connected with merchant service providers who between cover 70%+ of UK SMEs, and our objective is to get to 100%. You can see more about our integrations in our developer documentation, here.
Yes. When we ingest merchant data, we take on the full range of transaction data, including disputes, chargebacks, refunds and other special transactions. This allows our clients to get a deeper picture on merchant businesses, and to reduce fraud.
With no standard merchant transaction data schema (unlike Open Banking), we've dedicated our team of payments specialists, data scientists and software engineers to make the fragmented world of merchant data accessible via a single API.
Yes. Our data processing standards adhere to all major UK and EU data privacy standards.
Groov exists to empower lenders, fintechs and merchant service providers to serve the customers better. Whilst you embed Groov to enable better customer journeys, you own the relationship with your merchants.
Groov already supports several lending decisions for providers by connecting them with merchant data. Through our partnership with Business365, we are also able to offer merchant credit for fast growth use-cases like merchant cash advance.
We are working towards being able to integrate with merchant funding, so that funds can be repaid automatically by deducting repayments from settled merchant funds.
With our product tiers, it's easy for you to get started without much commitment. Head over to our Developer Portal to get API keys to get going .